@import url('https://fonts.googleapis.com/css2?family=Anton&family=Outfit:wght@100..900&display=swap');



* {
	margin: 0;
	padding: 0;
}

:root {
	--blue: #292E6E;
	--green: #428F87; 
}

*,
::before,
::after {
	box-sizing: border-box;
}

body,html {
	font-family: "Outfit", sans-serif;
	font-size: 16px;
	scroll-behavior: smooth;
	font-weight: normal;
}

ul {
	padding-left: 0;
}

ul li {
	list-style: none;
	padding: 0;
	margin: 0;
}

img {
	max-width: 100%;
}

a,a:hover,a:focus {
	color: inherit;
	text-decoration: none;
	transition: all 0.3s;
}


.f120{
    font-size: 120px;
    line-height: 120px;
    font-family: "Anton", sans-serif;
    font-weight: normal;
}
.f69{
    font-size: 69px;
    line-height: 80px;
    font-family: "Anton", sans-serif;
    font-weight: normal;
}
.f40{  
    font-size: 40px;
    line-height: 53px;
    font-weight: bold;
    font-family: "Outfit", sans-serif;
}
.f36{  
    font-size: 32px;
    line-height: 36px;
    font-weight: 600;
}
.f32{  
    font-size: 32px;
    line-height: 43px;
    font-weight: 600;
}
.f24{
     font-size: 24px;
    line-height: 36px;
    font-weight: normal;
}
.f20{
    font-size: 20px;
    line-height: 36px;
}

/* themeBtn */
.themeBtn { 
	padding: 16px 52px;
	font-size: 24px;
	font-weight:600;
	color: white;
	background: var(--blue);
	border: none;
	border-radius: 50px; 
	cursor: pointer;
	outline: none;  
	transition: all 0.3s ease-out;
	position: relative; 
	overflow: hidden;  
	display: flex;
	align-items: center;
	justify-content: center;
	font-family: "Outfit", sans-serif;
}

/* Hover Effect */
.themeBtn:hover, .themeBtn:focus {
    background:var(--green);  
	color: #fff;
    transform: translateY(-3px) scale(1.05);   
}

/* Active (Pressed) Effect */
.themeBtn:active {
    transform: translateY(1px) scale(0.98);    
}

.themeBtn::before {
    content: "";
    position: absolute;
    top: 0;
    left: -100%;  
    width: 100%;
    height: 100%;
    background: linear-gradient(120deg, transparent,rgba(255, 255, 255, 0.3), transparent);
    transition: all 0.5s ease-in-out;
}

.themeBtn:hover::before {
    left: 100%; 
}

.theme_primary_clr{
	color: #292E6E;
}
.theme_green_clr{
	color: #428F87;
}
.theme_black_clr{
	color: #0F0F0F;
}
.text-uppercase{
	text-transform: uppercase;
}

.container{
	max-width: 1440px;
    padding: 0 20px;
    margin: 0 auto;
}
.header_inner{
	display: flex;
	align-items: center;
}
.header_nav{
	margin-left: auto;
    display: flex;
    gap: 60px;
    margin-right: 80px;
}
.header_nav .nav_link{
	font-size: 20px;
    color: #1E1E1E;
    font-weight: 400;
	position: relative;
	background: none;
	border: none;
	cursor: pointer;
}
.header_nav .nav_link:after{
	position: absolute;
    bottom: -5px;
    left: 0;
    right: 0;
    margin: auto;
    width: 0%;
    content: '.';
    color: transparent;
    background: #428F87;
    height: 1.5px;
}
.header_nav .nav_link, .header_nav .nav_link:after{
    transition: all .5s;
}
.header_nav .nav_link:hover{
	color: #428F87;
}
.header_nav .nav_link:hover:after {
    width: 100%;
}
.header_inner .themeBtn {
	padding: 13px 30px;
    font-size: 24px;
}
.site_header{
	border-top: 8px solid #292e6e;
    padding: 10px 0;
    box-shadow: 0 0px 10px #e5e5e5;
    position: sticky;
    top: 0;
    background: #fff;
    z-index: 9;
}
section {
	scroll-margin-top: 90px;
}
.scroll-top{
	scroll-margin-top: 80px;
}
.row {
    display: -ms-flexbox;
    display: flex;
    -ms-flex-wrap: wrap;
    flex-wrap: wrap;
    margin-right: -15px;
    margin-left: -15px;
}
.col, .col-1, .col-10, .col-11, .col-12, .col-2, .col-3, .col-4, .col-5, .col-6, .col-7, .col-8, .col-9, .col-auto, .col-lg, .col-lg-1, .col-lg-10, .col-lg-11, .col-lg-12, .col-lg-2, .col-lg-3, .col-lg-4, .col-lg-5, .col-lg-6, .col-lg-7, .col-lg-8, .col-lg-9, .col-lg-auto, .col-md, .col-md-1, .col-md-10, .col-md-11, .col-md-12, .col-md-2, .col-md-3, .col-md-4, .col-md-5, .col-md-6, .col-md-7, .col-md-8, .col-md-9, .col-md-auto, .col-sm, .col-sm-1, .col-sm-10, .col-sm-11, .col-sm-12, .col-sm-2, .col-sm-3, .col-sm-4, .col-sm-5, .col-sm-6, .col-sm-7, .col-sm-8, .col-sm-9, .col-sm-auto, .col-xl, .col-xl-1, .col-xl-10, .col-xl-11, .col-xl-12, .col-xl-2, .col-xl-3, .col-xl-4, .col-xl-5, .col-xl-6, .col-xl-7, .col-xl-8, .col-xl-9, .col-xl-auto {
    position: relative;
    width: 100%;
    padding-right: 15px;
    padding-left: 15px;
}
.col-md-6 {
    width: 50%;
}

.col-md-8{
	width: 65%;
}
.col-md-4{
	width: 35%;
}

.banner_content h5{
	margin: 20px 0 8px 0;
}
.banner{
	padding: 55px 0 150px 0;
	position: relative;
}
.banner::before{
	content: "";
	position: absolute;
	left: 0;
	top: -86px;
	width: 283px;
	height: 763px;
	background: url('../images/banner-before.png') no-repeat center;
	background-size: contain;
	z-index: -1;
}
.banner::after{
	content: "";
	position: absolute;
	right: 0;
	top: 0;
	width: 990px;
	height: 100%;
	background: url('../images/banner-after.png') no-repeat center;
	background-size: contain;
	z-index: -1;
}
.banner_content{
	padding-top: 130px;
	max-width: 650px;
}
.banner_content .themeBtn{
	padding: 26px 52px;
	margin-top: 30px;
	display: inline-flex;
}

.faqs_section{
	background: url('../images/faqs-bg.jpg') no-repeat center;
	background-size: cover;
	padding: 140px 0 115px 0;
}
.faqs_heading{
	color: #003B6E;
    font-size: 50px;
    font-weight: bold;
    margin-bottom: 50px;
}
.accordion-header{
	font-size: 20px;
    color: #151515;
    font-weight: 400;
    padding: 24px 0;
	cursor: pointer;
	position: relative;
	padding-right: 54px;
	display: flex;
}
.accordion-header::after{
	content: "";
	position: absolute;
	left: 0;
	right: 0;
	bottom: 0;
	height: 1px;
	width: 100%;
	background: linear-gradient(to right, #003B6E 7%, #C1C1C1 7%);
}
.accordion-header .number{
	display: inline-block;
	width: 65px;
	flex: 0 0 auto;
	text-align: center;
	color: #707070;
}
.accordion-content{
	background: #EAEAEA;
    padding: 20px;
    font-size: 20px;
    color: #151515;
    font-weight: 400;
    line-height: 30px;
}
.accordion-item.active .accordion-header::after{
	display: none;
}

.accordion-header .chevron{
	position: absolute;
    right: 30px;
    top: 50%;
    transform: translateY(-50%);
}
.accordion-header .chevron::before {
    border-style: solid;
    border-width: 2px 2px 0 0;
    content: '';
    display: inline-block;
    height: 14px;
    left: 0.15em;
    position: relative;
    top: 0.15em;
    transform: rotate(-45deg);
    vertical-align: top;
    width: 14px;
    border-color: #C1C1C1;
	top: 0;
    transform: rotate(135deg);
}
.accordion-item.active .accordion-header .chevron::before{
	transform: rotate(315deg);
	border-color: #15161D;
}
.accordion-content ul {
    padding-left: 40px;
    margin-top: 15px;
}
.accordion-content ul li{
	list-style: disc;
}
.have_question_form{
	background: #003366;
    border-radius: 12px;
    padding: 30px 30px 60px 30px;
}
.have_question_form .form-group{
	margin-bottom: 20px;
}
.have_question_form .form-group input, .have_question_form .form-group textarea{
	width: 100%;
    background: transparent;
    border: 1px solid #2C639A;
    border-radius: 8px;
    height: 56px;
    padding: 10px 23px;
    color: #FFFFFF;
	font-size: 18px;
}
.have_question_form .form-group textarea{
	height: auto;
	font-family: 'Outfit';
}
.have_question_form h3{
	font-size: 24px;
    color: #fff;
    font-weight: bold;
    text-align: center;
    margin-bottom: 30px;
}

.text-blue {
	color: var(--blue);
}

.text-green {
	color: var(--green);
}
.text-white{
	color: #fff;
}
.have_question_form .form-group input::placeholder {
	color: #fff; 
	opacity: 1; 
}
.have_question_form .form-group input::-webkit-input-placeholder {
	color: #fff;
}
  
.have_question_form .form-group input:-moz-placeholder {
	color: #fff;
	opacity: 1; 
}
  
.have_question_form .form-group input::-moz-placeholder {
	color: #fff;
	opacity: 1;
}
  
.have_question_form .form-group input:-ms-input-placeholder {
	color: #fff;
}
  
.have_question_form .form-group input::-ms-input-placeholder {
	color: #fff;
}

.have_question_form .form-group textarea::placeholder {
	color: #fff; 
	opacity: 1; 
}
.have_question_form .form-group textarea::-webkit-input-placeholder {
	color: #fff;
}
  
.have_question_form .form-group textarea:-moz-placeholder {
	color: #fff;
	opacity: 1; 
}
  
.have_question_form .form-group textarea::-moz-placeholder {
	color: #fff;
	opacity: 1;
}
  
.have_question_form .form-group textarea:-ms-input-placeholder {
	color: #fff;
}
  
.have_question_form .form-group textarea::-ms-input-placeholder {
	color: #fff;
}

.have_question_form .themeBtn{
	background: #428F87;
    border-radius: 4px;
    margin-left: auto;
    font-size: 18px;
    font-weight: 500;
    padding: 20px 33px;
}
.rest_assured{
	text-align: center;
    padding: 65px 0;
}
.rest_assured_inner{
	max-width: 1170px;
	margin: 0 auto;
}
.rest_assured_inner h5{
	margin: 10px 0;
}

.corporate-address-data{
	padding: 50px 0 0 0;
}
.mb-15{
	margin-bottom: 15px;
}
.mb-20{
	margin-bottom: 20px;
}
.corporate-address li{
	display: flex;
	margin-bottom: 15px;
}
.corporate-address li h4{
	font-weight: bold;
}
.corporate-address li h4:first-child,.corporate-address li div {
    max-width: 380px;
    flex: auto;
}
.corporate-address li div p{
	font-size: 18px;
    color: #fff;
}
.terms_policy{
	padding: 45px 0;
}
.terms_policy p{
	margin-bottom: 25px;
}
.terms_policy a{
    color: #292E6E;
    text-decoration: underline;
    font-weight: 600;
    margin-right: 40px;
}
.terms_policy a:hover{
	color: #428F87;
}
.terms_policy a:last-child{
	margin-right: 0;
}
.site_footer{
	background: #292E6E;
	padding: 40px 0 0 0;
}
.site_footer_inner{
	text-align: center;
}
.contact_info{
	display: flex;
    justify-content: center;
    align-items: center;
    gap: 50px;
    margin-top: 10px;
}
.contact_info h3{
	font-size: 24px;
    color: #fff;
    text-transform: uppercase;
}
.contact_info h5{
	display: flex;
    align-items: center;
    gap: 10px;
}
.contact_info h5 a{
	font-size: 16px;
    color: #fff;
    font-weight: 300;
}
.bottom-copyright{
	text-align: center;
    font-size: 16px;
    color: #fff;
    border-top: 1.5px solid #428F87;
    padding: 14px 0;
    margin-top: 22px;
}


/* pcp-mis-selling */
.mb-10 {
	margin-bottom: 10px;
}

.mt-20 {
	margin-top: 20px;
}

.mt-40 {
	margin-top: 40px !important;
}

.pcp-mis-selling-wrap {
	background: #ECECEC;
	padding: 150px 0 120px;
}

.text-blue {
	color: var(--blue);
}

.text-green {
	color: var(--green);
}

.pcp-mis-selling-content {
	padding-left: 30px;
}

.custom-list li {
	position: relative;
	padding-left: 38px;
	margin-bottom: 20px;
}

.custom-list li::after {
	content: "";
	position: absolute;
	background: url(../images/check.svg);
	width: 23px;
	height: 16px;
	background-size: cover;
	left: 0;
	top: 10px;
}

.pcp-mis-selling-content {
	max-width: 667px;
}

.grid {
	display: grid;
	grid-template-columns: repeat(2, 1fr);
	grid-template-rows: repeat(1, 1fr);
	gap: 8px;
}

.pcp-mis-selling-img {
	position: relative;
	max-width: 650px;
}

.pcp-mis-selling-img::after {
	content: "";
	background: url(../images/pcp-mis-selling-top.png) no-repeat;
	background-size: contain;
	width: 8vw;
    height: 11vw;
	top: -116px;
	left: -73px;
	position: absolute;
}

.pcp-mis-selling-content .themeBtn {
	display: inline-block;
}

.custom-list li a {
	color: var(--green);
}

.custom-list li a:hover {
	color: var(--blue);
	text-decoration: underline;
}



/* claims-process-wrap */
.d-flex {
	display: flex;
}

.justify-content {
	justify-content: space-between;
}

.align-items-center {
	align-items: center;
}

.claims-process-wrap {
	padding: 100px 0 150px;
}

.claims-process-wrap .head {
	text-align: center;
}

.mt-80 {
	margin-top: 80px;
}

.box {
	display: flex;
	align-items: center;
	border: 1px solid #C9C9C9;
	border-radius: 100px;
	padding: 20px 30px;
	max-width: 800px;
	width: 100%;
	justify-content: space-between;
	margin-bottom: 20px;
}

.step-number {
	font-weight: 600;
	color: #ccc;
	margin-right: 20px;
}

.step-title {
	font-weight: 600;
	color: #0F0F0F;
	line-height: normal;
	width: 200px;
	padding: 24px 0;
	text-transform: uppercase;
}

.step-subtitle {
	color: #2c9c94;
	font-weight: 600;
	display: block;
}

.divider {
	width: 4px;
	background-color: #2c9c94;
	margin: 0 30px;
	align-self: stretch;
}

.step-description {
	max-width: 391px;
	line-height: normal;
}


/* about-us-wrap */
.about-us-wrap {
	position: relative;
	padding: 200px 0;
	background: url('../images/about-bg.svg');
	background-size: cover;
}

.about-us-content {
	padding-left: 40px;
}

.text-white {
	color: white;
}

.about-us-content p {
	margin-bottom: 25px;
	color: white;
}

.start-live-chat {
	text-align: center;
}

.start-live-chat .form-group .form-control {
	height: 80px;
	width: 100%;
	max-width: 100%;
	border: none;
	border-radius: 12px;
	padding: 20px;
	font-size: 24px;
}

.start-live-chat .form-group {
	max-width: 935px;
	margin: 0 auto;
	position: relative;
}

.start-live-chat .form-group .btn-live-link {
	position: absolute;
	width: 249px;
	right: 0;
	height: 100%;
	border-radius: 0 12px 12px 0;
	border: none;
	background: var(--green);
	color: white;
	font-size: 24px;
	line-height: 32px;
	cursor: pointer;
	outline: none;
	align-content: center;
	display: inline-block;
}

.start-live-chat .form-group .btn-live-link:hover {
	background: black;
}

.about-us-wrap .custom_container {
	position: relative;
	z-index: 9;
}
 



/* important-updates */
.important-updates-wrap {
	padding: 50px 0 70px;
}

.align-items-end {
	align-items: end;
}

.navbar-toggler {
	display: none; /* Hidden by default on desktop */
	background: none;
	border: none;
	cursor: pointer;
	padding: 10px;
	z-index: 1001;
}

.toggler-icon {
	display: block;
	width: 27px;
	height: 2px;
	background: #000;
	margin: 6px 0;
	transition: all 0.3s ease;
}

.header_nav {
	transition: all 0.3s ease;
}
.claims-process-content {
    padding-left: 35px;
}

.navbar-toggler {
    display: none; /* Hidden by default on desktop */
    background: none;
    border: none;
    cursor: pointer;
    padding: 10px;
    z-index: 1001;
    position: relative;
    width: 40px;
    height: 40px;
}

.toggler-icon {
    display: block;
    width: 25px;
    height: 2px;
    background: #000;
    margin: 5px 0;
    position: absolute;
    left: 2px;
    transition: all 0.3s ease;
}

/* First bar */
.navbar-toggler .toggler-icon:nth-child(1) {
    top: 6px;
}

/* Middle bar */
.navbar-toggler .toggler-icon:nth-child(2) {
    top: 14px;
}

/* Bottom bar */
.navbar-toggler .toggler-icon:nth-child(3) {
    top: 22px;
}

/* When toggler has 'open' class - transform to X */
.navbar-toggler.open .toggler-icon:nth-child(1) {
    transform: rotate(45deg);
    top: 14px;
}

.navbar-toggler.open .toggler-icon:nth-child(2) {
    opacity: 0;
}

.navbar-toggler.open .toggler-icon:nth-child(3) {
    transform: rotate(-45deg);
    top: 14px;
}
.flex-column{
	flex-direction: column;
}
.compensation-table {
	width: 100%;
	border-collapse: collapse;
	font-family: Arial, sans-serif;
	margin: 20px 0;
	box-shadow: 0 2px 5px rgba(0,0,0,0.1);
}

.compensation-table th {
	background-color: #2c3e50;
	color: white;
	padding: 12px 15px;
	text-align: left;
	font-weight: bold;
}

.compensation-table td {
	padding: 10px 15px;
	border-bottom: 1px solid #e0e0e0;
}

.compensation-table tr:nth-child(even) {
	background-color: #f8f9fa;
}

.compensation-table tr:hover {
	background-color: #f1f1f1;
}

.compensation-table td:first-child {
	font-weight: 600;
	color: #2c3e50;
}



.dropdown {
	position: relative;
	display: inline-block;
}

.dropdown-toggle {
	display: flex;
	align-items: center;
	gap: 5px;
}

.dropdown-arrow {
	display: inline-block;
	width: 0;
	height: 0;
	margin-left: 5px;
	vertical-align: middle;
	border-top: 6px solid;
	border-right: 6px solid transparent;
	border-left: 6px solid transparent;
	transition: transform 0.3s ease;
}

.dropdown-menu {
	position: absolute;
	top: 100%;
	left: 0;
	z-index: 1000;
	display: none;
	min-width: 200px;
	padding: 10px 0;
	background-color: #fff;
	box-shadow: 0 5px 10px rgba(0,0,0,0.1);
	border-radius: 4px;
}

.dropdown-item {
	display: block;
	padding: 8px 20px;
	color: #333;
	text-decoration: none;
	transition: background-color 0.3s;
}

.dropdown-item:hover {
	background-color: #428f87;
    color: #fff;
}

/* Hover effect for desktop */
@media (min-width: 992px) {
	.dropdown:hover .dropdown-menu {
		display: block;
	}
	
	.dropdown:hover .dropdown-arrow {
		transform: rotate(180deg);
	}
}

.home-insurance{
	background: #ECECEC;
}

.home-insurane-grid{
	gap: 40px;
}
.home-insurane img{
	border-radius: 12px;
}
.contact-us{
	background: #292e6e;
	padding: 60px 0;
}
.contact-us-detail .flex{
	display: flex;
	gap: 10px;
}
.contact-us-detail li{
	margin-bottom: 10px;
}
.contact-us-detail li a{
	text-decoration: underline;
}
.contact-us-detail li a:hover{
	color: #fff;
}
.terms_policy.complaints {
    background: #ECECEC;
}
.home-insurance.p-0{
	padding: 0;
}
.f32.mt-0{
	margin-top: 0;
}
.custom-list li.mb-0{
	margin-bottom: 0;
}
.home-insurance.pb-0{
	padding-bottom: 0;
}

@media (max-width: 991px) {
	.header_nav {
		display: none;
		width: 100%;
		flex-direction: column;
		padding: 20px 0;
	}
	
	.header_nav.active {
		display: flex;
	}
	
	.dropdown {
		width: 100%;
	}
	
	.dropdown-menu {
		position: static;
		display: none;
		width: 100%;
		box-shadow: none;
		padding: 0;
		background-color: #f9f9f9;
	}
	
	.dropdown.active .dropdown-menu {
		display: block;
	}
	
	.dropdown.active .dropdown-arrow {
		transform: rotate(180deg);
	}
	
	.dropdown-toggle, .nav_link {
		padding: 12px 20px;
		width: 100%;
		box-sizing: border-box;
	}
	
	.navbar-toggler {
		display: block;
	}
}